Biden’s plan would simplify income-based repayment for federal student loans, and in the process, lower monthly payments.
If you make less than $25,000 per year: you would owe no payment on your undergraduate student loans and also no interest would accrue.
If you make more than $25,000 per year: you would pay only 5% of your discretionary income over $25,000 toward federal student loan payments.
Student Loan Forgiveness: Forgive More
Biden would create a new program that offers $10,000 of undergraduate or graduate student loan debt relief for each year of national or community service, up to five years. If you work in a school, for the government or for a non-profit, you would be automatically enrolled in this student loan forgiveness program.
Biden does not support across-the-board tuition free college. However, he supports two years of free community college, in line with his 2015 community college proposal with President Obama. The plan would be a federal-state partnership, with the federal government paying 75% of the cost and states contributing the remaining portion
so what does all this mean for us students,
forgive ness of $10,000 of federal student loan debt for every borrower.
suspend student loan payments during the ongoing coronavirus crisis; and
Suspend garnishment of wages, tax refunds, and Social Security benefits to pay for student loans
Suspend all interest capitalization on student loans
Expand the president’s student loan interest waiver plan to FFEL Loans, which are not federal student loans issued by the federal government
For more check out this video from former POTUS Barack Obama and why he believes Joe’s plans will work
Please locate a minimum of four photographs from a singleevent relevant to your website topic that tell a story or show how to accomplish a task. The four photos you use should tell a complete story; in other words, if you used just one of the four photos the story would be ineffective.
As an example, if your website topic is about the criminal justice system, perhaps you wish to use four sequential photos of the Eric Garner arrest. The officer choking Garner does not tell the entire story. Rather it takes four photos to show (1) they approached him, (2) they went to arrest him and he did not resist, (3) Garner is choked from behind, and (4) the police continue to choke him when he is on the ground.
Once you have located four photographs, please create an new page, add it to your lab work menu titled 3.24: Four Photos and answer the following in approximately 300 words:
How do the four pictures complement one another to tell the story?
How does the camera angle enhance the photos, if at all?
What do the photos accomplish that words alone cannot accomplish?
What do you wish for your audience to absorb and take away from this post?
Post one picture related to your topic on your Instagram account.
Model the “Anatomy of an Ideal Instagram Post” infographic (higher up on this page) showing your understanding of an engaging post. The idea is to use the post to drive traffic to your website, so I am interested in seeing your ability to do this.
Use the hashtag #DCCS225 for your picture.
New! Extra Credit Assignment for March 24th:
This will likely be the last extra credit assignment offered, so now is the time to take me up on the offer if you wish to. If you would like to earn extra credit (to help offset any work you have missed or may miss later this semester), create a 5 picture and/or video Instagram post (not a story) on your Instagram account showing how your existence during the coronavirus (how you keep busy while inside, how bored you are, what you are doing to get out of the house, etc.). I will see this extra credit post on Instagram if you choose to complete it.
Lab Assignment for Thursday, March 26, 2020:
Today you will have the freedom to choose what to write on your website and what to post on Instagram — but the the website article and the Instagram post must be connected. In other words, you should write an article on your website related to your website topic, then create an Instagram post previewing and illustrating the content on your website. Of course, when Instagram followers (me) go to your website, it will contain an article that elaborates on the Instagram post.
For example, for your website (depending on your topic) you might want to write an article about an event to attend, a program to watch, an exercise to undertake, equipment to purchase, an influential figure, etc.
Then on Instagram, you would create a post that gives a preview of the website article and encourages your followers (me) to go to your website and about event to attend, a program to watch, an exercise to undertake, equipment to purchase, etc. in further detail. Please
use the hashtag #DCCS225 for your Instagram post — and other hashtags you deem appropriate.
include a hyperlink on your Instagram post that will take followers directly to your website’s article.
model the “Anatomy of an Ideal Instagram Post” infographic (higher up on this page) showing your understanding of an engaging post.
make sure the picture on Instagram also resides at the top of your website article, so readers know they are at the right location.
label your website article 3.26 Article & Instagram
Today I want to take the time to introduce you to the “Budget Mom’ Kumiko Love, but everyone just calls her Miko.
As an Accredited Financial Counselor® , and mom to a rambunctious boy, Miko takes you along as she strives to live a life she love on a budget that she can afford.
On her ‘About Me’ page, Miko states that she didn’t always have this whole money thing figured out.
Before graduating college with a finance degree, she struggled with self-confidence. She spent money on things that she thought would make her feel better, and they did, but it wasn’t long before she was back in the mall shopping for her next outfit.
The shift from wanting “to be perfect” to the woman and mom she is now was anything but “glamorous.”
When she finally did get serious about tackling her finances, she was plagued with self-doubt, botched budgets, and a battering sense of never being able to reach her goals.
After having her son, and spending month after month trying to keep up with the minimum payments on my credit cards…..
Ever stop and wonder where does the term Budget come from better yet What’s the purpose of budgeting and what does it mean for you.
Back thousands of years ago,
The earliest accounts of Budgeting goes back to Mesopotamian civilizations. These people kept the earliest records of goods traded and received. It was also related to the early record-keeping of the ancient Egyptians and Babylonians. They used more primitive accounting methods, keeping records that detailed transactions involving animals, livestock, and crops.