4.28 Snapchat

Lab Assignment for Tuesday, April 28, 2020:

Today is a reconnaissance day. Knowing that Snapchat is not widely used in business, it is important to recognize how your specific website topic uses Snapchat for business.

Please create a new page under your lab work menu and label it 4.28 Snapchat. Then go on Snapchat and find 5 business related to your specific website topic and write about how they use the platform.

Create a new paragraph for each business that you locate so it is easy for me to read. Then in just a few sentences indicate the Snapchat username and briefly summarize how they use the platform

Inside look into Joe Biden’s Presidency campaign:How his promise to students, will affect their future.

Lab Assignment for Tuesday, April 7, 2020:

An exclusive look inside Joe Biden’s Presidency campaign:

Back on Oct 10,2019 Zack Friedman a personal finance contributor for Forbes; wrote an article Joe Biden: Here’s my $750 billion plan to fix student loans during the coverage Mr. Friedman breaks down Joe Biden’s plan to fix our student loans.

Here’s what you need to know:

Biden’s plan would simplify income-based repayment for federal student loans, and in the process, lower monthly payments.

  • If you make less than $25,000 per year: you would owe no payment on your undergraduate student loans and also no interest would accrue.
  • If you make more than $25,000 per year: you would pay only 5% of your discretionary income over $25,000 toward federal student loan payments.

Student Loan Forgiveness: Forgive More

Biden would create a new program that offers $10,000 of undergraduate or graduate student loan debt relief for each year of national or community service, up to five years. If you work in a school, for the government or for a non-profit, you would be automatically enrolled in this student loan forgiveness program.

Free College

Biden does not support across-the-board tuition free college. However, he supports two years of free community college, in line with his 2015 community college proposal with President Obama. The plan would be a federal-state partnership, with the federal government paying 75% of the cost and states contributing the remaining portion

so what does all this mean for us students,

  • forgive ness of $10,000 of federal student loan debt for every borrower.
  • suspend student loan payments during the ongoing coronavirus crisis; and
  • Suspend garnishment of wages, tax refunds, and Social Security benefits to pay for student loans
  • Suspend all interest capitalization on student loans
  • Expand the president’s student loan interest waiver plan to FFEL Loans, which are not federal student loans issued by the federal government

For more check out this video from former POTUS Barack Obama and why he believes Joe’s plans will work

Former V-POTUS Joe biden releases a plan to expand medicare and to forgive student debt, but what does that mean for us College students.

Your feature story must:
be approximately 850 – 1,000. Type the rough draft on a new page on your class website. Create a new page, use the title and topic I approved last week, and begin writing.
contain a video, approximately 30 seconds to 1 minute in length. This video should enhance your story. If you need a tutorial about how to incorporate a video onto your webpage, please let me know.
have paragraphs that are visually appealing and easy to digest for your readers. This will take some creativity on your part since this story will be much longer than the other stories you have written this semester. Consider breaking up the paragraphs with breakouts, pictures, and your video.
Direct traffic from your Twitter, Facebook, and Instagram accounts to your feature story. This is where you should showcase your understanding of new media concepts we’ve covered this semester .will you announce ahead of time that the article is coming soon?
will you use a hashtag that will connect all your social media accounts to this feature story?
will your posts cover what we have learned this semester about creating ideal posts in Twitter, Facebook, and Instagram?
Please have your rough draft together by Thursday, so we can move ahead to the final draft. Thanks for all your hard work!

3.26 Article & Instagram

Lab Assignment for Tuesday, March 24, 2020:

Website Work

Please locate a minimum of four photographs from a single event relevant to your website topic that tell a story or show how to accomplish a task. The four photos you use should tell a complete story; in other words, if you used just one of the four photos the story would be ineffective.

As an example, if your website topic is about the criminal justice system, perhaps you wish to use four sequential photos of the Eric Garner arrest. The officer choking Garner does not tell the entire story. Rather it takes four photos to show (1) they approached him, (2) they went to arrest him and he did not resist, (3) Garner is choked from behind, and (4) the police continue to choke him when he is on the ground.

4 Photos Showing Eric Garner’s Arrest

Once you have located four photographs, please create an new page, add it to your lab work menu titled 3.24: Four Photos and answer the following in approximately 300 words:

  1. How do the four pictures complement one another to tell the story?
  2. How does the camera angle enhance the photos, if at all?
  3. What do the photos accomplish that words alone cannot accomplish?
  4. What do you wish for your audience to absorb and take away from this post?

Instagram Work

Post one picture related to your topic on your Instagram account.

  • Model the “Anatomy of an Ideal Instagram Post” infographic (higher up on this page) showing your understanding of an engaging post. The idea is to use the post to drive traffic to your website, so I am interested in seeing your ability to do this.
  • Use the hashtag #DCCS225 for your picture.

New! Extra Credit Assignment for March 24th:

This will likely be the last extra credit assignment offered, so now is the time to take me up on the offer if you wish to. If you would like to earn extra credit (to help offset any work you have missed or may miss later this semester), create a 5 picture and/or video Instagram post (not a story) on your Instagram account showing how your existence during the coronavirus (how you keep busy while inside, how bored you are, what you are doing to get out of the house, etc.). I will see this extra credit post on Instagram if you choose to complete it.

Lab Assignment for Thursday, March 26, 2020:

Today you will have the freedom to choose what to write on your website and what to post on Instagram — but the the website article and the Instagram post must be connected. In other words, you should write an article on your website related to your website topic, then create an Instagram post previewing and illustrating the content on your website. Of course, when Instagram followers (me) go to your website, it will contain an article that elaborates on the Instagram post.

For example, for your website (depending on your topic) you might want to write an article about an event to attend, a program to watch, an exercise to undertake, equipment to purchase, an influential figure, etc.

Then on Instagram, you would create a post that gives a preview of the website article and encourages your followers (me) to go to your website and about event to attend, a program to watch, an exercise to undertake, equipment to purchase, etc. in further detail. Please

  • use the hashtag #DCCS225 for your Instagram post — and other hashtags you deem appropriate.
  • include a hyperlink on your Instagram post that will take followers directly to your website’s article.
  • model the “Anatomy of an Ideal Instagram Post” infographic (higher up on this page) showing your understanding of an engaging post.
  • make sure the picture on Instagram also resides at the top of your website article, so readers know they are at the right location.
  • label your website article 3.26 Article & Instagram

The Budget Mom

Today I want to take the time to introduce you to the “Budget Mom’ Kumiko Love, but everyone just calls her Miko.

As an Accredited Financial Counselor® , and mom to a rambunctious boy,  Miko takes you along as she strives to live a life she love on a budget that she can afford. 

On her ‘About Me’ page, Miko states that she didn’t always have this whole money thing figured out.

Before graduating college with a finance degree, she struggled with self-confidence. She spent money on things that she thought would make her feel better, and they did, but it wasn’t long before she was back in the mall shopping for her next outfit.

The shift from wanting “to be perfect” to the woman and mom she is now was anything but “glamorous.”

When she finally did get serious about tackling her finances, she was plagued with self-doubt, botched budgets, and a battering sense of never being able to reach her goals.

After having her son, and spending month after month trying to keep up with the minimum payments on my credit cards…..

… she quickly realized:

This is not the life she want to live. 


How To Enjoy A College Party

Welcome back Momager’s,

Today I wanna talk about how to truly enjoy a college party or any party for that matter in 2020. As a mom, student and entrepeurner, life can get pretty hectic.

Shoot we barely even have time to comb our hair, let alone go out and party. I mean come on by the time you plan and finalize the arrangement, you wiped out. 

Let’s just say your homegirl convinces you and decide to go.

what do you next …

Show Up:

No matter how boring or uncool college parties may seem to be on the outside. Make an effort to attend at least one and introduce yourself to different kinds of people.

Group Of Friends Enjoying Evening Drinks In Bar


It can be daunting to strike a conversation with someone you’ve just met, but with a bit courage and a joke to spare, you’ll earn yourself a new friend in no time.


It can be pizza, chips, or anything that’s probably not as nutritious as your parents would hope, but if it’s free, it’s ok to indulge every once in a while.

Drink and Don’t Drink:

Even if college parties seem to be all about the booze, you don’t have to drink if you don’t feel like it. You can definitely still enjoy the party while staying sober.

Dance, Sing, or Chill Out:

Whatever you do at a party is totally up to you. You can dance, sing, or choose to chill on the sidelines alone or with friends. Go and see what’s fun for you!

Put Your Money, Where Your Mind is

Here’s 5 reasons why you should download STASH in 2020 that will changed your life!!!



Ever wonder how the Stash app works? Check out this video to see how!

Stash Is financial app and tool that can be use to help save money. Listed below are 5 reasons why you should download now:

1. Invest with just $1 or even less.

2. Get a debit card

3. Earn stock when you spend.

4. Save for a better retirement.

5. Join 4+ million Americans who invest

Review on the app “Stash”

The men behind the term budget

Ever stop and wonder where does the term Budget come from better yet What’s the purpose of budgeting and what does it mean for you. 

Back thousands of years ago, 

The earliest accounts of Budgeting goes back to Mesopotamian civilizations. These people kept the earliest records of goods traded and received. It was also related to the early record-keeping of the ancient Egyptians and Babylonians. They used more primitive accounting methods, keeping records that detailed transactions involving animals, livestock, and crops.

About Me

Hello Everyone,

Who said being financially responsible wasn’t cool

My name is Jennifer Robert, I’m a student, entrepreneur & most importantly a millennial mom.

Going to school, owning a business & raising a child, there isn’t always a lot of disposable income, so I know what its like first hand to operate on a budget

Here at The Financial Mom, we got you Financially covered!!!

Our goal is to help students & entrepreneurs especially moms gain the confidence and competence needed to be financially responsible.

We help moms manage balancing life, school & owning a business so that momprenuers can live their best lives without going broke.

Momming on a budget