Today I want to take the time to introduce you to the “Budget Mom’ Kumiko Love, but everyone just calls her Miko.
As an Accredited Financial Counselor® , and mom to a rambunctious boy, Miko takes you along as she strives to live a life she love on a budget that she can afford.
On her ‘About Me’ page, Miko states that she didn’t always have this whole money thing figured out.
Before graduating college with a finance degree, she struggled with self-confidence. She spent money on things that she thought would make her feel better, and they did, but it wasn’t long before she was back in the mall shopping for her next outfit.
The shift from wanting “to be perfect” to the woman and mom she is now was anything but “glamorous.”
When she finally did get serious about tackling her finances, she was plagued with self-doubt, botched budgets, and a battering sense of never being able to reach her goals.
After having her son, and spending month after month trying to keep up with the minimum payments on my credit cards…..
… she quickly realized:
This is not the life she want to live.